Navigate Washington State's funding landscape with expert guidance. From ELF grants to SBA loans, we help you secure the capital you need.
Washington State offers multiple funding pathways for childcare facilities. The challenge isn't finding money — it's knowing which programs fit your project and how to build a competitive application. We've helped operators secure millions in funding and know exactly what reviewers look for.
Washington's flagship program for childcare facility construction. ELF grants provide substantial funding for new builds, renovations, and conversions — up to $1.5 million per project. Administered by the Department of Commerce, this program prioritizes expanding capacity in childcare deserts.
CCPG provides federal funding for childcare facility improvements with a focus on quality enhancement. These grants can complement ELF funding by covering equipment, furnishings, and smaller facility improvements that enhance the learning environment.
The Department of Children, Youth, and Families (DCYF) offers various grants for new and expanding childcare providers. These programs focus on supporting providers who serve subsidy-eligible families and improving quality in Early Achievers.
The Washington Early Learning Loan (WELL) Fund and similar community development programs offer low-interest loans and grants specifically designed for early learning facilities. These programs often have more flexible terms than traditional financing.
SBA 7(a) and 504 loans offer competitive financing for childcare construction and acquisition. These government-backed loans provide longer terms and lower down payments than conventional financing — ideal for self-funded operators or those supplementing grants.
The Early Learning Facilities (ELF) grant is Washington State's primary funding program for childcare construction. Grants can cover up to $1.5 million for new construction or renovation projects. The program prioritizes childcare deserts and underserved communities.
Yes, many successful childcare projects combine multiple funding sources. For example, you might use an ELF grant for construction, CCPG for equipment, and an SBA loan for working capital. We help you develop a comprehensive funding strategy.
Requirements vary by program. Generally, you'll need to demonstrate community need, have a viable business plan, show site control, and commit to serving subsidy-eligible families. ELF grants require matching funds (typically 15-25%) and DCYF licensing commitment.
ELF grant applications typically require 2-3 months of preparation. The review process takes another 2-3 months. From application to funding disbursement, plan for 6-12 months total. Starting early and having documentation ready significantly improves your timeline.
Yes. We help prepare your business plan, financial projections, and facility documentation for SBA 7(a) and 504 loan applications. We also connect you with lenders experienced in childcare facility financing.
Schedule a free consultation to discuss your project, identify the right funding sources, and develop a strategy to secure the capital you need.